FAQ
What laws does it cite?
Letters reference federal laws including the No Surprises Act (2022), Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act, and the Hospital Price Transparency Rule. The specific laws cited depend on your dispute type and situation.
Is this legal advice?
No. Simpler Disputes generates dispute letters as a starting point. The letters cite real laws and follow standard dispute procedures, but this is not a substitute for legal advice. For complex disputes or large amounts, consider consulting a healthcare billing advocate or attorney.
How does lifetime access work?
Pay once, get a unique access link sent to your email. Bookmark it and use it forever — no monthly fees, no per-letter charges.
What if I lose my access link?
Can I use this for multiple bills?
Yes, unlimited. Each generation is a fresh run with new inputs. There's no per-letter limit.
What types of medical bills can I dispute?
Any medical bill — incorrect charges, duplicate billing, services never received, insurance coverage issues, surprise billing, and overcharges. The tool covers the most common dispute scenarios.
What's the difference between the three letter types?
Firm is direct and demands correction with legal references. Professional is polite but assertive, good for a first contact. Escalation is for when you've already tried and been ignored — it mentions filing complaints with state agencies.
What's your refund policy?
All sales are final given the digital nature of the product. If you hit a technical issue that prevents you from using the tool, contact us and we'll fix it.